Auto, Boat, RV & Motorcycle Loans

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Auto, Boat, RV & Motorcycle Loans

Auto & Motorcycle Loans
Boat & RV Loans
Loan Calculator
Warranties
GAP Coverage
NADA Value
Set up Automatic Payments

We've got a loan for whatever you drive.

Rates apply to both NEW and USED vehicles, boats, RV's, motorcycles, ATV's and snowmobiles. Refinance with SCCU today and see how much you can save. Apply for your loan online, or call us at (509) 325-4444 if you'd like to talk to a loan specialist.

We make loans easy.
Auto & Motorcycle Loans

Auto & Motorcycle Loans

APR effective December, 2018
From  3.99% to 17.99%* APR up to 72 months
From  3.99% to 17.99%* APR up to 78 months (minimum loan amount $15,000)
From  3.99% to 17.99%* APR up to 84 months (minimum loan amount $25,000)

*Your rate is determined by term, credit score and down payment.

APR = Annual percentage rate. Your rate is determined by term, credit score and down payment. Restrictions may apply. Other terms and conditions may be available. Rates subject to change without notice. Rates effective December 2018 and apply to new and used autos and motorcycles. Other rates and terms available for vehicles over 6 years old or 75,000 miles. Minimum loan amount of $15,000 to qualify for 78 month term option. Minimum loan amount of $25,000 to qualify for 84 month term.

Boats & RVs

Boats & RVs

APR effective December, 2018
From  5.24% to 17.99%* APR up to 60 months (minimum loan amount $5,000)
From  5.34% to 17.99%* APR up to 84 months (minimum loan amount $15,000)
From  6.24% to 17.99%* APR up to 120 months (minimum loan amount $20,000)
From  6.74% to 17.99%* APR up to 180 months (minimum loan amount $25,000)

*Your rate is determined by term, credit score and down payment.

APR = Annual percentage rate. Rates subject to change without notice. Restrictions may apply. Other terms and conditions may be available. Contact us for details.

Options for Your Loan

Options for Your Loan

Auto Warranties

Getting an auto loan is about more than just the right rate. It's also about having the right protection. For just a few dollars a month, Mechanical Repair Coverage can save you hundreds or even thousands of dollars. Spokane City Credit Union offers 3 levels of warranty protection;

Silver      Gold      Platinum

MEMBERS CHOICE Mechanical Repair Coverage (MRC) starts protecting you immediately after purchase from the high costs and inconvenience of breakdowns. And, the plan's 24-hour roadside assistance program covers, towing, emergency travel expense and rental reimbursement, making the "Member's Choice Mechanical Repair Coverage" the perfect compliment to your manufacturer's warranty.

Talk to an Auto Loan Specialist for more information.

 

Guaranteed Auto Protection (GAP)

Fill in the GAP on your next Auto Loan! In the event that your automobile is stolen or damaged beyond repair, you may be surprised to learn that the value your insurance company places on your automobile may be substantially less than the amount you actually owe. The result is a financial "gap" and you may be responsible to pay the difference.

GAP Insurance is low-cost coverage that pays the potentially high-cost difference between your insurance settlement and your loan balance on items directly related to the purchase of your vehicle.

In other words, GAP Insurance could save you thousands of dollars.