Making a Difference, One Member at a Time

This is how we make a difference.

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Your Path to Financial Fitness Starts Here

At SCCU, we care about your financial wellness. That’s why we’ve partnered with industry-leading BALANCE to provide you with free access to expertly-crafted financial education and resources to help with your fiscal matters. Click here to learn more.

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SCCU's Rates are Blooming Higher

There’s only one name worth knowing when it comes to savings rates – SCCU. We looked over the field and find our rates are Blooming Higher! Click Here to see our savings rates.

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Introducing Spend & Save

How does it work? When you use your SCCU Debit Card to buy groceries (say $27.89) the charge will round up the total to the next dollar ($28.00). The grocery store will get paid $27.89 and 11 cents will go back to you. Think of how many times you use your Debit Card during the week. Over time, a dime here, fifty cents there, etc. it adds up to real money. It’s your money, so keep the change and earn interest on it.

Spend & Save is the digital way of saving your change. Available on Debit Cards only. Click here for more info.

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Apply for a Giving Loan

For every Giving Loan opened by our members, SCCU will make a $50 contribution to a registered charity or nonprofit on behalf of the member who took out the loan.

Apply for yours soon - Click here for more info

FREE Gap Insurance Coverage!

Having your vehicle “totaled” in a wreck can be devastating enough, but even more so when the check from the insurance company is LESS than you owe on the vehicle. Finance your vehicle* through SCCU and rest easy! Apply Now

*Limited time offer. Minimum loan amount $2,000. Existing SCCU loans are not eligible. RV’s, motorcycles, and boats do not qualify.

Tired of credit card rates going through the roof?

SCCU’s VISA rates are some of the lowest around. For a limited time only, get an introductory rate as low as 3.99% APR. Learn More

Rocket Rates

Why Choose SCCU?

SCCU is small but mighty, in a time when financial institutions are bigger and farther from home than ever. Instead of moving out, we are putting down deeper roots. We provide excellent rates, unparalleled member service, and we give back to causes that enrich the Spokane community—and we make it easy for our members do the same.  Why should you choose SCCU?

Small But Mighty


Auto & Motorcycle Loans
as low as 3.33% APR*
Boat & RV Loans
as low as 5.29% APR*
Home Equity Loans
as low as 5.00% APR*
rates change daily –
view current rates & terms
Signature Loans
as low as 9.90% APR*
Visa Classic
as low as 9.99% APR*

Loan Calculator