Making a Difference, One Member at a Time

This is how we make a difference.

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SCCU's Rates are Blooming Higher

There’s only one name worth knowing when it comes to savings rates – SCCU. We looked over the field and find our rates are Blooming Higher! Click Here to see our savings rates.

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Introducing Spend & Save

How does it work? When you use your SCCU Debit Card to buy groceries (say $27.89) the charge will round up the total to the next dollar ($28.00). The grocery store will get paid $27.89 and 11 cents will go back to you. Think of how many times you use your Debit Card during the week. Over time, a dime here, fifty cents there, etc. it adds up to real money. It’s your money, so keep the change and earn interest on it.

Spend & Save is the digital way of saving your change. Available on Debit Cards only. Click here for more info.

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Apply for a Giving Loan

For every Giving Loan opened by our members, SCCU will make a $50 contribution to a registered charity or nonprofit on behalf of the member who took out the loan.

Apply for yours soon - Click here for more info

Complete our online Treasure Hunt for a chance to WIN $50

The sooner you start, the better your chances of winning. Click HERE to get started, and Good Luck!

We've Raised our Certificate of Deposit Rates

SCCU pays the highest Saving Rate around here, so whether you're a saver or a borrower, SCCU is the place to be. Learn More

Rocket Rates

Why Choose SCCU?

SCCU is small but mighty, in a time when financial institutions are bigger and farther from home than ever. Instead of moving out, we are putting down deeper roots. We provide excellent rates, unparalleled member service, and we give back to causes that enrich the Spokane community—and we make it easy for our members do the same.  Why should you choose SCCU?

Small But Mighty


Auto & Motorcycle Loans
as low as 3.33% APR*
Boat & RV Loans
as low as 5.29% APR*
Home Equity Loans
as low as 5.00% APR*
rates change daily –
view current rates & terms
Signature Loans
as low as 9.90% APR*
Visa Classic
as low as 9.99% APR*

Loan Calculator

SCCU Contest

Find all the letters of the word below which are hidden in plain sight throughout the site. Find them all, and you'll be entered into a drawing to win a $50 VISA gift card.

  • S
  • P
  • O
  • K
  • A
  • N
  • E