SCCU’s personal, local, rate-smart home lending makes a difference for you on your biggest purchase. Whether you are buying, refinancing, or using the value of your home for a home equity line of credit, SCCU has the right loan for you.
Home Loan Options
- Conventional 1st Mortgage loans with terms of 5, 10, 15, 20, and 30 years.
- Refinance up to 90% of your home’s appraised value, when your term is 20 years or less.
- We lend in Spokane County and neighboring counties in Washington and Idaho.
- We loan on homes, condos, townhouses, and manufactured homes affixed to real estate.
- Loans from $25,000 to $250,000.
SCCU’s Competitive Rates and Fees
- We only lend locally, and we know the market.
- Experienced in-house lenders.
- No 1-800 servicing number. Mortgage problems or questions? You call SCCU or stop by our office.
- Our lending decisions are made locally, right inside our office.
- We have trusted partners to refer you to, in the event we cannot assist you.
Home Equity Loans/2nd Mortgages
- Terms of 5, 10, 15, and 20 years.
- Lend up to 80% of appraised value on second mortgage.
- Loans from $10,000 to $200,000.
For more information, email us at firstname.lastname@example.org, or call us at (509) 325-4444 if you'd like to talk to a loan officer. Click the button to start your application online.