Serving Spokane, One Member at a Time
ICON preferred CLEAR

Money Market / Preferred Share Investments

SCCU offers you five tiers of our popular money market account. We pay competetive rates and there is no monthly fee to have this account.


Individual Retirement Accounts (IRA)

Put your retirement savings (Roth, Traditional, Coverdell) savings on the fast track with SCCU's risk-free and IRAs. We offer flexibility and safety, with higher rates of return than most banks. Enjoy risk-free savings backed by SCCU, and get off the expensive Wall Street roll a coaster.


Certificates of Deposit (CD)

Spokane City Credit Union offers three tiers of our 6 month, 10 month, 12 month, 15 month, 18 month, 24 month and 36 month certificates. Choose the certificate that's right for you! Dividends are calculated daily and are posted to your account or credited to another account of your choosing every month. Term Share Certificates can be automatically renewed.

Your accounts are insured by the National Credit Union Insurance Fund up to $250,000.00.

ICON term share certificates CLEAR

CU Succeed Term-Share Certificate

The CU Succeed Term Share Certificate is for our younger members under the age of 18 years old. This certificate (opened in kids name) is designed for parents/grandparents to make monthly deposits. It offers a low minimum opening balance of only $100.00, and a minimum $10.00 required monthly deposit (by automatic deduction or AFT only) and has a 12 month term which pays the same as our other 12 CD, making it a great way to teach your kids or grandkids the value of saving money.

Questions? Ask Us!

E-Mail a Member Service Representative at

December 5, 2022

CD Rate Special

Grow your savings faster with our limited-time CD offer.

If you're looking to increase your savings in a secure and predictable way, an SCCU certificate of deposit is the perfect way to ensure your money will grow with a dependable and steady rate.

And now, for a limited time, we are offering a special 3.50% APY 9-month CD* on new money to help you boost your savings even more. 

Click here to learn more.


*APY - Annual Percentage Yield. Terms and conditions apply. CD must be funded by "New Money" not currently held at SCCU. $50k maximum deposits per household. Limited time offer.

Loan Calculator

SCCU Contest

Find all the letters of the word below which are hidden in plain sight throughout the site.

  • S
  • P
  • O
  • K
  • A
  • N
  • E