Making a Difference, One Member at a Time

Privacy Notice

FACTS

WHAT DOES SPOKANE CITY CREDIT UNION DO
WITH YOUR PERSONAL INFORMATION?

Why?  

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and account balances
  • credit history and employment information
  • income and payment history

When you are no longer our member, we continue to share your information as described in this notice.

How?  

All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Spokane City Credit Union chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does Spokane City Credit Union share?

Can you limit this sharing?

For our everyday business purposes –
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to report to credit bureaus

YesNo

For our marketing purposes –
to offer our products and services to you

YesNo

For joint marketing with other financial companies

YesNo

For our affiliates’ everyday business purposes –
information about your transactions and experiences

NoWe don’t share

For our affiliates’ everyday business purposes –
information about your creditworthiness

NoWe don’t share

For our affiliates to market to you

NoWe don’t share

For nonaffiliates to market to you

NoWe don’t share

Questions?

Call (509) 325-7228 or write to:
Member Service Representative
Spokane City Credit Union
1930 N. Monroe
Spokane, WA 99205

What we do

How does Spokane City Credit Union protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Spokane City Credit Union collect my personal information?

We collect your personal information, for example, when you

  • open an account or make a wire transfer
  • apply for financing or show your government-issued ID
  • show us your driver's license

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State law and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Spokane City Credit Union has no affiliates.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Spokane City Credit Union does not share with our nonaffiliates so they can market to you.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Our joint marketing partners include loan recapture programs and insurance companies.

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