Making a Difference, One Member at a Time
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Foreclosure Assistance

Before foreclosure, know your options

Low-cost resources are available to help homeowners

Seeking assistance

Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following:

Not everyone offers the same services. Explore the options and find one that meets your specific needs.

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S.A.F.E. Act Information

Secure and Fair Enforcement for Mortgage Licensing Act of 2008

On July 28, 2010 the Nation Credit Union Association (NCUA) and other Federal Agencies published a final rule to implement the federal registration requirements of the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (S.A.F.E. Act). The registration requirements apply to all employees acting in the capacity of a Mortgage Loan Originator (MLO). The S.A.F.E. Act requires all MLOs to register with the Nationwide Mortgage Licensing System and Registry (NMLS). Once registered, each MLO is provided a Unique Identifier from the NMLS. An MLO must provide this Unique Identifier to each mortgage loan applicant upon request and prior to the employee acting as an MLO.

The list below includes the NMLS information for each MLO employed by SCCU.

  • Gene Fitzpatrick #512409
  • Kathy Holmes #754322
  • Tim Lieske #789479
  • Jamie Forbes #804029

Effective July 21, 2011, the Secure and Fair Enforcement for Mortgage Licensing Act (SAFE Act) has been transferred to the Consumer Financial Protection Bureau (CFPB) for administration and enforcement. You can submit a SAFE Act inquiry to the CFPB by e-mailing to CFPB_SAFEAct_Inquiries@cfpb.gov.

Notice to Members

March 1, 2021

Do you have six months of expenses in savings? Probably not, most people don’t. Not to worry, SCCU can set you up with a Personal Line of Credit so you can cover you bills and give you some peace of mind. Call us at 325 4444 or apply online.

Our Drive Thru is open 8/5 and the lobby is by appointment until Phase 3.

Nobody knows what tomorrow will bring, so let’s make the best of today.


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SCCU Contest

Find all the letters of the word below which are hidden in plain sight throughout the site.

  • S
  • P
  • O
  • K
  • A
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