Click here for financial guidance and other resources to help guide you towards financial success, available free to SCCU members from BALANCE the Financial Education Program

Get your free Credit Report at AnnualCreditReport.com

Find the nearest Surcharge-Free ATM in the Co-Op Network

Report lost or stolen Credit or Debit Card

ACH Authorization Form (PDF) download to set up automatic loan payments

Online Skip A Payment Form   |   Skip A Payment Form (PDF) download

Low-cost resources are available to help homeowners

Seeking assistance

Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following:

• The statewide foreclosure hotline recommended by the Housing Finance Commission:
  Toll-free 1-877-894-HOME (1-877-894-4663)
  http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm
• The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys:
  Toll-free: 1-888-201-1014
  http://nwjustice.org/what-clear
• United States Department of Housing and Urban Development:
  Toll-free: 1-877-741-3281
  Local counseling agencies in Washington:
  http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc

Not everyone offers the same services. Explore the options and find one that meets your specific needs.

On July 28, 2010 the Nation Credit Union Association (NCUA) and other Federal Agencies published a final rule to implement the federal registration requirements of the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (S.A.F.E. Act). The registration requirements apply to all employees acting in the capacity of a Mortgage Loan Originator (MLO). The S.A.F.E. Act requires all MLOs to register with the Nationwide Mortgage Licensing System and Registry (NMLS). Once registered, each MLO is provided a Unique Identifier from the NMLS. An MLO must provide this Unique Identifier to each mortgage loan applicant upon request and prior to the employee acting as an MLO.

The list below includes the NMLS information for each MLO employed by SCCU.

• Deanna Hanley #1049815
• Kathy Holmes #754322
• Tim Lieske #789479
• Jamie Forbes #804029

Effective July 21, 2011, the Secure and Fair Enforcement for Mortgage Licensing Act (SAFE Act) has been transferred to the Consumer Financial Protection Bureau (CFPB) for administration and enforcement. You can submit a SAFE Act inquiry to the CFPB by e-mailing to CFPB_SAFEAct_Inquiries@cfpb.gov.