*ALERT PHONE SCAM: If you receive a call or text stating it is Spokane City Credit Union. DO NOT give out your personal information or account information. THIS COULD BE A SCAM. Instead, please call us directly to verify. (509) 325-7228
Serving Spokane, One Swipe at a Time
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Credit Cards

With the SCCU Visa card, you carry the card that's accepted around the world. Get rewarded for every dollar you spend and rest easy knowing you have more control to protect your credit card using our SCCU CardNav® app.

Pick the card that works best for you and APPLY ONLINE
VISA Features at a GlanceDiamond VISAClassic VISASecured VISA
Standard Annual
Percentage Rate (APR*)
24-Hour Cash Machine AccessYESYESYES
Apply: DiamondApply: ClassicApply: Secured

*APR = Annual Percentage Rate. On approved credit. Restrictions may apply.
†3.99% effective for 18 months from account opening, then rate changes to 9.99%. 12.99% APR for cash advances.

Questions? Contact our friendly Loan Department at loandepartment@sccu.net or by calling (509) 325-4444.

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Features and Benefits

Low Interest Rates

Tired of credit card rates going through the roof? SCCU's VISA rates are some of the lowest around. For a limited time only, get an introductory rate of as low as 3.99% APR* on purchases when you switch over to the SCCU VISA Diamond card. After the promotional rate expires, you still receive a low rate of only 9.99% APR*.

*APR = Annual Percentage Rate. On approved credit. Restrictions may apply.

Manage Your VISA Online

eZCard is our online system that lets you manage your VISA account from wherever you have an internet connection.

  • Make payments
  • View transactions
  • Analyze your spending
  • Set up automatic payments
  • Enroll for Estatements
  • Set up account alerts

Already a cardholder? Enroll in eZCard today!

VISA Rewards Program

Reward yourself! Earn a point for each dollar spent. Redeem rewards for things such as statement credit, merchandise, travel or even make a charitable donation with your points. Conveniently track and redeem your points when you log into your account via SCCU online banking or via the SCCU mobile banking app. 

Accepted In More Places than Any Other Card

VISA provides a safe and reliable way to pay for what you need, nearly anywhere in the world. And with the VISA Rewards Program, you get rewarded for the things you buy.

Grace Period for Purchases

Your due date is at least 25 days after the close of each billing cycle. We do not charge you interest on purchases if you pay your entire balance by the due date each month.

Cash Advances

Use your VISA not only for purchases, but also to get cash. All cash advances are subject to the standard rates.

Balance Transfers

Transfer balances from your higher interest rate credit cards at any time, always with no fee, and always at our great everyday purchase rate. Balance transfers are quick and easy. Simply log into SCCU online banking or the SCCU mobile banking app. With no fee for balance transfers, SCCU can help you pay down balances from higher interest cards. Keep an eye out for special balance transfer promotions.

SCCU CardNav®

Protect your credit card with real-time control. SCCU CardNav® gives you instant access to manage how, when and where your cards are used.

  • Control where, when and how your cards are used
  • Turn cards on and off instantly from your mobile device
  • Limit spending amount to reach budget goals
  • Restrict types of purchases made

Search: SCCU CardNav® and download the app to your smartphone to gain a new level of security and control over your money today.

Report a Lost or Stolen Credit Card or Debit Card

Report a Lost or Stolen Credit Card or Debit Card

Please call the following numbers to report a card lost or stolen:

Debit Cards
1-909-941-1398 - When out of the United States

Credit Cards
(509) 325-7228 - During Business Hours
1-833-574-3468 - After Hours (Pacific Time)

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