With the SCCU Visa card, you carry the card that's accepted around the world. Get rewarded for every dollar you spend and rest easy knowing you have more control to protect your credit card using our SCCU CardNav® app.
Pick the card that works best for you and APPLY ONLINE.
*APR = Annual Percentage Rate. On approved credit. Restrictions may apply. †3.99% effective for 18 months from account opening, then rate changes to 10.99%. 12.99% APR for cash advances.
Questions? Contact our friendly Loan Department at loandepartment@sccu.net or by calling (509) 325-4444.
Features and Benefits
Low Interest Rates
Tired of credit card rates going through the roof? SCCU's VISA rates are some of the lowest around. For a limited time only, get an introductory rate of as low as 3.99% APR* on purchases when you switch over to the SCCU VISA Diamond card. After the promotional rate expires, you still receive a low rate of only 10.99% APR*.
*APR = Annual Percentage Rate. On approved credit. Restrictions may apply.
Balance Transfers
Transfer balances from your higher interest rate credit cards at any time, always with no fee, and always at our great everyday purchase rate. Balance transfers are quick and easy. Simply log into SCCU online banking or the SCCU mobile banking app. With no fee for balance transfers, SCCU can help you pay down balances from higher interest cards. Keep an eye out for special balance transfer promotions.
From 1/4/26 - 4/3/26, participate in our Balance Transfer program at a special rate of 7.99% APR! Submit your transfer online if you have a Visa card with us, or apply for a Visa Credit card above.
Reward yourself! Earn a point for each dollar spent. Redeem rewards for things such as statement credit, merchandise, travel or even make a charitable donation with your points. Conveniently track and redeem your points when you log into your account via SCCU online banking or via the SCCU mobile banking app.
Accepted In More Places than Any Other Card
VISA provides a safe and reliable way to pay for what you need, nearly anywhere in the world. And with the VISA Rewards Program, you get rewarded for the things you buy.
Grace Period for Purchases
Your due date is at least 25 days after the close of each billing cycle. We do not charge you interest on purchases if you pay your entire balance by the due date each month.
Cash Advances
Use your VISA not only for purchases, but also to get cash. All cash advances are subject to the standard rates.
SCCU CardNav®
Protect your credit card with real-time control. SCCU CardNav® gives you instant access to manage how, when and where your cards are used.
Control where, when and how your cards are used
Turn cards on and off instantly from your mobile device
