Serving Spokane, One Swipe at a Time
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Credit Cards

With an SCCU Visa card you carry the card that's accepted around the world. With your Visa card you are in the ScoreCard Rewards Program. The points you earn can be exchanged for air miles and/or merchandise.

Pick the card that works best for you and APPLY ONLINE
VISA Features at a GlanceDiamond VISAClassic VISASecured VISA
Standard Annual
Percentage Rate (APR*)
24-Hour Cash Machine AccessYESYESYES
Apply: DiamondApply: ClassicApply: Secured

*APR = Annual Percentage Rate. On approved credit. Restrictions may apply.
†3.99% effective for 18 months from account opening, then rate changes to 9.99%. 12.99% APR for cash advances.

Questions? Contact our friendly Loan Department at or by calling (509) 325-4444.

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Features and Benefits

Low Interest Rates

Tired of credit card rates going through the roof? SCCU's VISA rates are some of the lowest around. For a limited time only, get an introductory rate of as low as 3.99% APR* on purchases and balance transfers when you switch over to the SCCU VISA Diamond. With no fee for balance transfers, SCCU can help you pay down balances from higher interest cards. After the promotional rate expires, you still receive a low rate of only 9.99% APR*.

*APR = Annual Percentage Rate. On approved credit. Restrictions may apply.

Manage Your VISA Online

eZCard is our online system that lets you manage your VISA account from wherever you have an internet connection.

  • Make payments
  • View transactions
  • Analyze your spending
  • Set up automatic payments
  • Enroll for Estatements
  • Set up account alerts

Already a cardholder? Enroll in eZCard today!

ScoreCard Rewards Program

The ScoreCard Rewards Program is a points-based reward system that lets you turn your VISA purchases into merchandise, travel, or experience rewards. ScoreCard continually updates their reward options so there’s always something new to choose from.

Browse the VISA ScoreCard Rewards Catalog

Accepted In More Places than Any Other Card

VISA provides a safe and reliable way to pay for what you need, nearly anywhere in the world. And with the VISA ScoreCard Rewards Program, you get rewarded for the things you buy.

Grace Period for Purchases

Your due date is at least 25 days after the close of each billing cycle. We do not charge you interest on purchases if you pay your entire balance by the due date each month.

Cash Advances

Use your VISA ScoreCard not only for purchases, but also to get cash. All cash advances are subject to the standard rates.

Report a Lost or Stolen Credit Card or Debit Card

Report a Lost or Stolen Credit Card or Debit Card

Please call the following numbers to report a card lost or stolen:

Debit Cards
1-909-941-1398 - When out of the United States

Credit Cards
1-800-991-4964 - After Hours (Pacific Time)

Verified by VISA

September 26, 2022

It's Fall and and the holidays will be here before you know it.
As the seasons change and the economy goes up and down, you can count on SCCU to be here for you.

Neighborhood News

Work has started on a new building across the street in the vacant lot. The project will take 18 months to complete. Shannon Avenue will be open but street parking will be restricted.

Nobody knows what tomorrow will bring, so let’s make the best of today.

Loan Calculator

SCCU Contest

Find all the letters of the word below which are hidden in plain sight throughout the site.

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