Serving Spokane, One Member at a Time

Regular Share (Savings)

DAILY BALANCEMINIMUM BALANCE REQUIREDMINIMUM BALANCE TO EARN STATED APYDIVIDEND RATEANNUAL PERCENTAGE YIELD (APY)DIVIDEND COMPOUNDED AND CREDITEDDIVIDEND PERIOD
$0.00 - $999.99$0.00$0.000.650.65QuarterlyQuarterly
$1,000.00 - $4,999.99$1,000.00$1,000.000.650.65QuarterlyQuarterly
$5,000.00 - $9,999.99$5,000.00$5,000.000.650.65QuarterlyQuarterly
$10,000.00 - $24,999.99$10,000.00$10,000.000.650.65QuarterlyQuarterly
$25,000.00 - $49,999.99$25,000.00$25,000.000.650.65QuarterlyQuarterly
$50,000.00 - $99,999.99$50,000.00$50,000.000.650.65QuarterlyQuarterly
$100,000.00$100,000.00$100,000.000.650.65QuarterlyQuarterly

Certificates of Deposit

TERMS 6 months 12 months 24 months 36 months
MINIMUM BALANCE REQUIRED $1,000 $1,000 $1,000 $1,000
DIVIDEND RATE 1.25% 2.25% 2.80% 3.20%
ANNUAL PERCENTAGE YIELD (APY) 1.26% 2.27% 2.84% 3.25%
DIVIDEND PERIOD MonthlyMonthly Monthly Monthly
DIVIDEND COMPOUNDED AND CREDITED Monthly Monthly Monthly Monthly

Money Market / Preferred Share Investment (PSI)

PSI DAILY BALANCEMINIMUM BALANCE TO EARN STATED APYNOMINAL DIVIDEND RATEANNUAL PERCENTAGE YIELD (APY)DIVIDEND COMPOUNDED AND CREDITEDDIVIDEND POSTED
$0.00 - $4,999.99$0.000.750.75Earned DailyLast Day of Month
$5,000.00 - $9,999.99$5,000.000.750.75Earned DailyLast Day of Month
$10,000.00 - $49,999.99$25,000.000.800.80Earned DailyLast Day of Month
$50,000.00 - $99,999.99$50,000.000.900.90Earned DailyLast Day of Month
$100,000.00$100,000.001.001.00Earned DailyLast Day of Month

Individual Retirement Accounts

Traditional, Roth Conversion and Roth Contribution Accounts
IRA DAILY BALANCEMINIMUM BALANCE TO EARN STATED APYNOMINAL DIVIDEND RATEANNUAL PERCENTAGE YIELD (APY)DIVIDEND COMPOUNDED AND CREDITEDDIVIDEND POSTED
$50.00 - $999.99$50.000.700.70QuarterlyQuarterly
$1,000.00 - $4,999.99$1,000.000.750.75QuarterlyQuarterly
$5,000.00 - $9,999.99$5,000.000.750.75QuarterlyQuarterly
$10,000.00 - $24,999.99$10,000.000.800.80QuarterlyQuarterly
$25,000.00 - $49,999.99$25,000.000.800.80QuarterlyQuarterly
$50,000.00 - $99,999.99$50,000.000.900.90QuarterlyQuarterly
$100,000.00$100,000.001.001.00QuarterlyQuarterly

As of 10/4/2022.
Fees could reduce the earnings on the account. Refer to our Truth in Savings disclosure for additional information.


Coverdell Education Savings Account
DIVIDEND RATE*
ANNUAL PERCENTAGE YIELD (APY)*
MINIMUM OPENING BALANCE$50.00
MINIMUM BALANCE REQUIRED$50.00
MINIMUM BALANCE TO EARN STATED APY$50.00
DIVIDEND COMPOUNDED AND CREDITEDQuarterly
DIVIDEND PERIODQuarterly

*Call for current rates.
Fees could reduce the earnings on the account. Refer to our Truth in Savings disclosure for additional information.

Term Share Certificates and Individual Retirement Accounts Invested as Term Share Certificates

MINIMUM BALANCE REQUIRED $1,000 - $24,999 $25,000.00 - $99,999 $100,000.00
MINIMUM BALANCE TO EARN STATED $1,000 - $24,999 $25,000.00 - $99,999 $100,000.00
MINIMUM OPENING BALANCE $1,000.00 $25,000.00 - $99,999 $100,000.00
DIVIDEND RATE * * *
ANNUAL PERCENTAGE YIELD (APY) *
*
*
DIVIDEND COMPOUNDED AND CREDITED MonthlyMonthly Monthly
DIVIDEND PERIOD Monthly Monthly Monthly

Holiday Savings Club

NOMINAL DIVIDEND RATE*
ANNUAL PERCENTAGE YIELD (APY)*
MINIMUM OPENING BALANCE$25.00
DIVIDEND CALCULATIONEarned Daily
DIVIDEND POSTEDLast Day of Month
MATURITYThe 1st business day of November the balance will transfer to a designated account.
MAXIMUM DEPOSIT$5,000.00

December 5, 2022

CD Rate Special

Grow your savings faster with our limited-time CD offer.

If you're looking to increase your savings in a secure and predictable way, an SCCU certificate of deposit is the perfect way to ensure your money will grow with a dependable and steady rate.

And now, for a limited time, we are offering a special 3.50% APY 9-month CD* on new money to help you boost your savings even more. 

Click here to learn more.

 

*APY - Annual Percentage Yield. Terms and conditions apply. CD must be funded by "New Money" not currently held at SCCU. $50k maximum deposits per household. Limited time offer.


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