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Serving Spokane, One Member at a Time

Regular Share (Savings)

DAILY BALANCEMINIMUM BALANCE REQUIREDMINIMUM BALANCE TO EARN STATED APYDIVIDEND RATEANNUAL PERCENTAGE YIELD (APY)DIVIDEND COMPOUNDED AND CREDITEDDIVIDEND PERIOD
$0.00 - $999.99$0.00$0.000.75%0.75%QuarterlyQuarterly
$1,000.00 - $4,999.99$1,000.00$1,000.000.75%0.75%QuarterlyQuarterly
$5,000.00 - $9,999.99$5,000.00$5,000.000.75%0.75%QuarterlyQuarterly
$10,000.00 - $24,999.99$10,000.00$10,000.000.75%0.75%QuarterlyQuarterly
$25,000.00 - $49,999.99$25,000.00$25,000.000.75%0.75%QuarterlyQuarterly
$50,000.00 - $99,999.99$50,000.00$50,000.000.75%0.75%QuarterlyQuarterly
$100,000.00$100,000.00$100,000.000.75%0.75%QuarterlyQuarterly

NexGen Savings

DAILY BALANCEMINIMUM BALANCE REQUIREDMINIMUM BALANCE TO EARN STATED APYDIVIDEND RATEANNUAL PERCENTAGE YIELD (APY)DIVIDEND COMPOUNDED AND CREDITEDDIVIDEND PERIOD
$5.00 - $1,000.00$5.00$5.005.10%5.00%QuarterlyQuarterly
$1,000.01 & Greater$1,000.01$1,000.010.75%0.75%QuarterlyQuarterly

Certificates of Deposit

TERMS 6 months 12 months 24 months 36 months
MINIMUM BALANCE REQUIRED $1,000 $1,000 $1,000 $1,000
DIVIDEND RATE * * * *
ANNUAL PERCENTAGE YIELD (APY) * * * *
DIVIDEND PERIOD MonthlyMonthly Monthly Monthly
DIVIDEND COMPOUNDED AND CREDITED Monthly Monthly Monthly Monthly

Money Market / Preferred Share Investment (PSI)

PSI DAILY BALANCEMINIMUM BALANCE TO EARN STATED APYNOMINAL DIVIDEND RATEANNUAL PERCENTAGE YIELD (APY)DIVIDEND COMPOUNDED AND CREDITEDDIVIDEND POSTED
$0.00 - $4,999.99$0.000.85%0.85%Earned DailyLast Day of Month
$5,000.00 - $9,999.99$5,000.000.85%0.85%Earned DailyLast Day of Month
$10,000.00 - $49,999.99$25,000.000.90%0.90%Earned DailyLast Day of Month
$50,000.00 - $99,999.99$50,000.001.00%1.01%Earned DailyLast Day of Month
$100,000.00+$100,000.001.10%1.11%Earned DailyLast Day of Month

Individual Retirement Accounts

Traditional, Roth Conversion and Roth Contribution Accounts
IRA DAILY BALANCEMINIMUM BALANCE TO EARN STATED APYNOMINAL DIVIDEND RATEANNUAL PERCENTAGE YIELD (APY)DIVIDEND COMPOUNDED AND CREDITEDDIVIDEND POSTED
$50.00 - $999.99$50.000.80%0.80%QuarterlyQuarterly
$1,000.00 - $4,999.99$1,000.000.85%0.85%QuarterlyQuarterly
$5,000.00 - $9,999.99$5,000.000.85%0.85%QuarterlyQuarterly
$10,000.00 - $24,999.99$10,000.000.90%0.90%QuarterlyQuarterly
$25,000.00 - $49,999.99$25,000.000.90%0.90%QuarterlyQuarterly
$50,000.00 - $99,999.99$50,000.001.00%1.00%QuarterlyQuarterly
$100,000.00$100,000.001.10%1.11%QuarterlyQuarterly

As of 4/3/2023.
Fees could reduce the earnings on the account. Refer to our Truth in Savings disclosure for additional information.


Coverdell Education Savings Account
DIVIDEND RATE0.80%
ANNUAL PERCENTAGE YIELD (APY)0.80%
MINIMUM OPENING BALANCE$50.00
MINIMUM BALANCE REQUIRED$50.00
MINIMUM BALANCE TO EARN STATED APY$50.00
DIVIDEND COMPOUNDED AND CREDITEDQuarterly
DIVIDEND PERIODQuarterly

As of 4/3/2023.

Fees could reduce the earnings on the account. Refer to our Truth in Savings disclosure for additional information.

Term Share Certificates and Individual Retirement Accounts Invested as Term Share Certificates

MINIMUM BALANCE REQUIRED $1,000 - $24,999 $25,000.00 - $99,999 $100,000.00
MINIMUM BALANCE TO EARN STATED $1,000 - $24,999 $25,000.00 - $99,999 $100,000.00
MINIMUM OPENING BALANCE $1,000.00 $25,000.00 - $99,999 $100,000.00
DIVIDEND RATE * * *
ANNUAL PERCENTAGE YIELD (APY) *
*
*
DIVIDEND COMPOUNDED AND CREDITED MonthlyMonthly Monthly
DIVIDEND PERIOD Monthly Monthly Monthly

Holiday Savings Club

NOMINAL DIVIDEND RATE0.75%
ANNUAL PERCENTAGE YIELD (APY)0.75%
MINIMUM OPENING BALANCE$25.00
DIVIDEND CALCULATIONEarned Daily
DIVIDEND POSTEDLast Day of Month
MATURITYThe 1st business day of November the balance will transfer to a designated account.
MAXIMUM DEPOSIT$5,000.00

Important information!

We're moving the ATM into the vestibule!

ATM Relocation Project

Construction Starts June 3rd
Drive-thru will be open normal hours during construction.

Front doors will be accessible by appointment only during the construction period of Monday, June 3rd until mid-July 2024. Please call the Credit Union at 509-325-7228 or visit https://sccu.net/book-appointment to schedule an appointment.

What YOU Need to Know!


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