Serving Spokane, One Member at a Time

Autos and Motorcycles

INTEREST RATE/APR* From 4.99% to 17.99%
TERMS* From 2 to 7 years

ATVs, Snowmobiles, Motorcycles, and Personal Water Craft

INTEREST RATE/APR* From 5.99% to 17.99%
TERMS* From 2 to 7 years

New & Used Boats and RVs

INTEREST RATE/APR* From 6.99% to 17.99%
TERMS* From 2 to 15 years

Diamond VISA

INTEREST RATE *3.99%
FIXED RATE APR *3.99%
TERMSPayment is 3% of loan balance, minimum of $20.00.
ANNUAL FEE0.00

Classic VISA

INTEREST RATE *9.99%
FIXED RATE APR *9.99%
TERMSPayment is 3% of loan balance, minimum of $20.00.
ANNUAL FEE$12.00

Home Equity Line of Credit

PERCENT FINANCED80% loan-to-value ratio
INTEREST RATE*as low as 5.00% (3)
FIXED & ADJUSTABLE RATE TERMSFirst 3 years fixed/Variable thereafter with 2% annual cap (4)
MINIMUM LOAN/LINE$10,000
MAXIMUM LOAN AMOUNT$200,000
MAXIMUM LOAN TERMup to 180 months (4)
PREPAYMENT PENALTYNONE
ELIGIBLE PROPERTIESOwner occupied single family residences in Spokane area
CLOSING COSTSPaid by SCCU (5)

Signature Line of Credit Loans

INTEREST RATE*As low as 9.90%
FIXED APR*As low as 9.90%
TERMSup to 48 months

Share-Secured Loans

PERCENT FINANCEDUp to 100% of regular share balance
INTEREST RATE*As low as 3.00%
FIXED RATE APR *As low as 3.00%
TERMS120 months

December 5, 2022

CD Rate Special

Grow your savings faster with our limited-time CD offer.

If you're looking to increase your savings in a secure and predictable way, an SCCU certificate of deposit is the perfect way to ensure your money will grow with a dependable and steady rate.

And now, for a limited time, we are offering a special 3.50% APY 9-month CD* on new money to help you boost your savings even more. 

Click here to learn more.

 

*APY - Annual Percentage Yield. Terms and conditions apply. CD must be funded by "New Money" not currently held at SCCU. $50k maximum deposits per household. Limited time offer.


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