Making a Difference, One Member at a Time

Autos and Motorcycles up to 6 Years Old and Under 75k miles

TERMSUp to 78 monthsUp to 84 months (2)
FIXED RATE APR *From 3.33% to 17.99%*From 3.33% to 17.99%*
INTEREST RATE *From 3.33% to 17.99%*From 3.33% to 17.99%*
MINIMUM LOAN AMOUNT$15,000 (for 78 mo. terms only)$25,000
PERCENT FINANCED100% plus tax and license100% plus tax and license

Autos and Motorcycles 7 Years and Older and over 75k miles

TERMSUp to 78 monthsUp to 84 months(2)
FIXED RATE APR *From 3.33% to 17.99%*From 3.33% to 17.99%*
INTEREST RATE *From 3.33% to 17.99%*From 3.33% to 17.99%*
MINIMUM LOAN AMOUNT$15,000 (for 78 mo. terms only)$25,000
PERCENT FINANCED100% plus tax and license100% plus tax and license

ATVs, Snowmobiles, Motorcycles, and Personal Water Craft

TERMSUp to 78 monthsUp to 84 months(2)
FIXED RATE APR *From 4.24% to 17.99%*From 4.24% to 17.99%*
INTEREST RATE *From 4.24% to 17.99%*From 4.24% to 17.99%*
MINIMUM LOAN AMOUNT$15,000 (for 78 mo. terms only)$25,000
PERCENT FINANCED100% plus tax and license100% plus tax and license

New & Used Boats and RVs

Flexible down payment requirements. Other rates and terms available for boats and RVs over 10 years old.

TERMSUp to 60 monthsUp to 84 months(2)Up to 120 monthsUp to 180 months
FIXED RATE APR *From 5.29% to 17.99%*From 5.39% to 17.99%*From 6.29% to 17.99%*From 6.79% to 17.99%*
INTEREST RATE *From 5.29% to 17.99%*From 5.39% to 17.99%*From 6.29% to 17.99%*From 6.79% to 17.99%*
MINIMUM LOAN AMOUNT$5,000$15,000$20,000$25,000
PERCENT FINANCED100% plus tax and license100% plus tax and license100% plus tax and license100% plus tax and license

Diamond VISA

INTEREST RATE *3.99%
FIXED RATE APR *3.99%
TERMSPayment is 3% of loan balance, minimum of $20.00.
ANNUAL FEE0.00

Classic VISA

INTEREST RATE *9.99%
FIXED RATE APR *9.99%
TERMSPayment is 3% of loan balance, minimum of $20.00.
ANNUAL FEE$12.00

Home Equity Line of Credit

PERCENT FINANCED80% loan-to-value ratio
INTEREST RATE*as low as 5.00% (3)
FIXED & ADJUSTABLE RATE TERMSFirst 3 years fixed/Variable thereafter with 2% annual cap (4)
MINIMUM LOAN/LINE$10,000
MAXIMUM LOAN AMOUNT$200,000
MAXIMUM LOAN TERMup to 180 months (4)
PREPAYMENT PENALTYNONE
ELIGIBLE PROPERTIESOwner occupied single family residences in Spokane area
CLOSING COSTSPaid by SCCU (5)

Signature Line of Credit Loans

INTEREST RATE*As low as 9.90%
FIXED APR*As low as 9.90%
TERMSup to 48 months

Share-Secured Loans

PERCENT FINANCEDUp to 100% of regular share balance
INTEREST RATE*As low as 3.00%
FIXED RATE APR *As low as 3.00%
TERMS120 months

Loan Calculator

SCCU Contest

Find all the letters of the word below which are hidden in plain sight throughout the site. Find them all, and you'll be entered into a drawing to win a $50 VISA gift card.

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