*ALERT PHONE SCAM: If you receive a call or text stating it is Spokane City Credit Union. DO NOT give out your personal information or account information. THIS COULD BE A SCAM. Instead, please call us directly to verify. (509) 325-7228
Serving Spokane, One Member at a Time

Schedule of Fees and Charges

General Fees

Membership Fee $20.00
Account Activity Printout$5.00 / Printout
Account Reconciliation$20.00 / Hour and $20.00 minimum charge
Account Research$20.00 / Hour and $20.00 minimum charge
Canadian Item Deposit$10.00 / Item
Cashier’s Check$2.00 / Check if not payable to account owner
Coin Delivery Order 10% of order
Deposit Item Return $30.00 / Item
Foreign Item DepositAt Cost
Foreign Currency Delivery Charge $10.00
Garnishment Processing $50.00
Inactive Membership $5.00 / Month Charged after 90 days
IRA Annual Fee The amount charged by the administrator
Money Order $2.00 / Money Order
Noncompensating Funds Check Cashing $10.00 / Check
Notary $5.00 / Notary act
Overdraft Transfer from Line of Credit $5.00 / Transfer
Photocopy $2.00 / Copy
Returned Statement Mail $5.00 / Month
Statement Copy $5.00 / Copy
Stop Payment Cashier’s Check $10.00 / Check if original check returned
Stop Payment Cashier’s Check $35.00 / Check if original check not returned
Wire Transfer (Incoming)$5.00 / Transfer
Wire Transfer (Outgoing) Domestic$25.00 / Transfer
Wire Transfer (Outgoing) International $50.00 / Transfer

Share Draft Account Fees

NSF$30.00 / Item
Overdraft$30.00 / Item
Overdraft transfer from Line of Credit$5.00 / Transfer
Privilege Pay Overdrafts$30.00 / Item
Share Draft PrintingPrices may vary depending upon style
Stop Payment$30.00 / Request

EFT Fees

ACH Overdraft$30.00 / Item
ATM Fees at Coop network ATM’sNone
ATM Fees at non-Coop network ATM’sAny ATM surcharges by other financial institutions will be charged to your account.
Debit Card Overdraft$30.00 / Item
Debit Card Replacement/Reissue Fee $5.00
Expedited deliver of debit card and/or PIN

$5.00-$30.00 for card

$5.00-$30.00 for PIN

Costs depend upon choice of delivery service(s)

International Transactions - ATM and Point of Sale1.00% of transaction, single and multi-currency
Online Bill PayerFree

Safe Deposit Box Fees

Annual Rental Size

3" x 5" Box

3" x 10" Box

5" x 10" Box

$25.00 / Year

$35.00 / Year

$45.00 / Year
Change of LocksCosts will vary, we will bill the technician’s cost
Drilling of BoxesCosts will vary, we will bill the technician’s cost

Loan Fees

Credit Card Annual Fee – Classic Visa$12.00
Credit Card Annual Fee – Secured Visa$25.00
Expedited Delivery of Visa card and/or PINCost depends upon choice of service
HELOC Annual FeeUp to $50.00
Late loan payment5.00% of Payment, minimum $25.00
Visa Cash Advance Fee2.00% of cash advance, minimum $5.00
Add VSI Insurance$50.00 Charged to account
Loan payments by phoneUp to $18.00
Subordination Fee $50.00 + expenses

The rates, fees and terms applicable to your account at the Credit Union are provided with this Truth-in-Savings Disclosure. The Credit Union may offer other rates for these accounts from time to time.

Effective 03/2024

Important information!

We're moving the ATM into the vestibule!

ATM Relocation Project

Construction Starts June 3rd
Drive-thru will be open normal hours during construction.

Front doors will be accessible by appointment only during the construction period of Monday, June 3rd until mid-July 2024. Please call the Credit Union at 509-325-7228 or visit https://sccu.net/book-appointment to schedule an appointment.

What YOU Need to Know!

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